The Effect of Financial Literacy, Financial Attitude and Personality on Financial Management Behavior:

Rifdianti Listiyani; Detak Prapanca

doi:10.21070/ijins.v20i.699

Vol. 20 (2022), Innovation in Economics, Finance and Sustainable Development

Vol. 20 (2022)

The Effect of Financial Literacy, Financial Attitude and Personality on Financial Management Behavior
Pengaruh Literasi Keuangan, Sikap Keuangan dan Kepribadian Terhadap Perilaku Manajemen Keuangan

Innovation in Economics, Finance and Sustainable Development

https://doi.org/10.21070/ijins.v20i.699

Published October 3, 2022

Rifdianti Listiyani⁺⁻
Detak Prapanca⁺⁻

Rifdianti Listiyani

Universitas Muhammadiyah Sidoarjo

Indonesia

Detak Prapanca

Universitas Muhammadiyah Sidoarjo

Indonesia

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Keywords

Financial Literacy
Financial Attitude
Personality
Financial Management Behavior

How to Cite

Listiyani, R., & Prapanca, D. (2022). The Effect of Financial Literacy, Financial Attitude and Personality on Financial Management Behavior. Indonesian Journal of Innovation Studies, 20, 10.21070/ijins.v20i.699. https://doi.org/10.21070/ijins.v20i.699

Abstract

This study aims to determine the effect of financial literacy, financial attitudes and personality on financial management behavior (study at Lazismu Umsida). This research is a type of quantitative research with hypothesis testing. The samples used in this study were 40 Lazismu Umsida volunteers. The analytical tool used in this study is multiple linear regression analysis using SPSS Version 22 for windows. The primary data in this study were obtained from a questionnaire whose measurement was using a Likert scale which was tested for validity and reliability. The results of this study prove that Financial Literacy has an effect on Financial Management Behavior, Financial Attitude has an effect on Financial Management Behavior, Personality has a negative and insignificant effect on Financial Management Behavior. In addition, Financial Literacy, Financial Attitude and Personality have a simultaneous effect on Financial Management Behavior.

https://doi.org/10.21070/ijins.v20i.699

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References

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