The Urgency of Using YouTube Channels as Loan Collateral: Orientation and Limitations from a Progressive Legal Perspective
Article View

Keywords

YouTube Collateral
Legal Framework
Digital Business
Copyright Protection
Data Privacy

How to Cite

Bagenda, C., & Carbonilla, C. H. (2023). The Urgency of Using YouTube Channels as Loan Collateral: Orientation and Limitations from a Progressive Legal Perspective. Indonesian Journal of Innovation Studies, 24, 10.21070/ijins.v25i.976. https://doi.org/10.21070/ijins.v25i.976

Abstract

This scientific article presents a comprehensive analysis of the legal regulations and progressive legal aspects associated with using YouTube channels as collateral in Indonesian businesses. In the digital era, the complexity of relevant laws and regulations necessitates a progressive legal approach to accommodate digital assets, copyright protection, and personal data security while considering their impact on business transactions. The primary objective of this research is to examine the legal framework concerning the use of YouTube channels as collateral in Indonesia. Employing a normative legal research methodology and a legislative and conceptual approach, this study delves into the legal framework. The source materials include legislation, court decisions, legal literature, and scholarly articles, utilizing in-depth document analysis for data collection and analysis. The results of this research shed light on the multifaceted legal regulations governing the utilization of YouTube channels as collateral, encompassing legislation, copyright protection, consumer rights, and social media regulations, emphasizing the importance of understanding rights and responsibilities, and consulting legal experts. From a progressive legal perspective, the use of YouTube channels as collateral mirrors the legal adaptation to digital assets, acknowledging their economic value but requiring careful consideration of limitations such as fluctuating digital asset value, ownership changes, copyright, and data privacy. The significance of individual rights, copyright protection, and data privacy must be safeguarded within progressive legal regulations. This study contributes to the legal discourse on digital asset usage in Indonesia, offering insights into the evolving legal landscape and its implications for digital business transactions and asset management.

Highlights: 

  • Legal Complexity: The study explores the intricate legal landscape governing the use of YouTube channels as collateral in digital business transactions.
  • Progressive Legal Adaptation: It highlights the need for progressive legal approaches to accommodate digital assets, copyright protection, and data privacy in the digital era.
  • Rights Safeguarding: The research emphasizes the importance of upholding individual rights, copyright protection, and data privacy within the legal framework for digital collateral use.

Keywords: YouTube Collateral, Legal Framework, Digital Business, Copyright Protection, Data Privacy

https://doi.org/10.21070/ijins.v25i.976
Article View

References

F. M. Maghfiroh, S. A. Natalina, and R. Efendi, "Transformasi Ekonomi Digital: Connection Integration E-Commerce dan S-Commerce dalam Upaya Perkembangan Ekonomi Berkelanjutan," Proc. Islam. Econ. Business, vol. 2, no. 1, pp. 1–10, 2023.

E. Chandra, "YouTube, Citra Media Informasi Interaktif atau Media Penyampaian Aspirasi Pribadi," J. Muara Ilmu Sos. Humaniora, dan Seni, vol. 1, no. 2, p. 406, Feb. 2018, doi: 10.24912/jmishumsen.v1i2.1035.

F. Faiqah, M. Nadjib, and A. S. Amir, "YouTube sebagai Sarana Komunikasi Bagi Komunitas Makassarvidgram," KAREBA J. Ilmu Komun., vol. 5, no. 2, 2016, doi: https://doi.org/10.31947/kjik.v5i2.1905.

D. A. Ramadhi, "Akun YouTube sebagai Objek Jaminan dalam Perjanjian Pembiayaan (Studi pada Akun YouTube Dosendeso)." Malang: UIN Maulana Malik Ibrahim, 2023.

I. Fathoni, "Analisis mengenai Konten Youtube sebagai Objek Jaminan Utang berdasarkan Peraturan Pemerintah Nomor 24 Tahun 2022 tentang Ekonomi Kreatif." Yogyakarta: Universitas Gadjah Mada, 2023.

D. R. Rochmawati, D. R. Rochmawati, and M. Veranita, "Mengembangkan Strategi Bisnis di Era Transformasi Digital," Coopetition J. Ilm. Manaj., vol. 14, no. 1, pp. 101–108, 2023, doi: https://doi.org/10.32670/coopetition.v14i1.3076.

N. F. Nabila and O. Winarti, "Penerapan Digital Marketing Dan Peran Content Creator Pada Media Sosial Guna Meningkatkan Brand Awareness PT. Otak Kanan Surabaya," JIPMJurnal Inf. Pengabdi. Masy., vol. 1, no. 3, pp. 136–146, 2023, doi: https://doi.org/10.47861/jipm-nalanda.v1i3.322.

M. E. D. Chandra, N. Nahrowi, and M. S. Rambe, "Perlindungan Hukum Terhadap Monetisasi Karya Seni Musik untuk Konten Video yang Diunggah ke YouTube Ditinjau Undang-Undang Nomor 28 Tahun 2014 tentang Hak Cipta," J. Leg. Res., vol. 4, no. 2, pp. 329–354, Mar. 2022, doi: 10.15408/jlr.v4i2.21414.

A. F. Rubini and S. Purnamasari, "Kajian Perlindungan Konsumen di Sektor Jasa Keuangan: Aspek Perlindungan Konsumen pada Pemasaran Produk Keuangan Digital." Jakarta: Otoritas Jasa Keuangan (OJK), 2018.

R. Shahriyani Shahrullah, E. Syarief, and A. Crystina, "Pemberlakuan Aturan Hukum Pajak Terhadap Youtuber dan Penjual Online Shop," J. Law Policy Transform., vol. 4, no. 2, pp. 1–17, Dec. 2019, doi: 10.37253/jlpt.v4i2.616.

N. S.H M.H, A. Sulistiyono, and M. Roestamy, "Model Pengembangan Jaminan Fidusia Bagi Pemilik Hak Cipta Karya Musik dan Lagu Sebagai Objek Jaminan untuk Mendapatkan Kredit Perbankan di Indonesia," J. Sos. Hum., vol. 11, no. 2, p. 190, Oct. 2020, doi: 10.30997/jsh.v11i2.3123.

S. Raniya and M. Marliyah, "Analisis Perilaku Investor pada Penggunaan Aplikasi Trading Online Binary Option Binomo di Kalangan Muslim Gen-Z," J. Ekon. Syariah Teor. dan Terap., vol. 9, no. 2, pp. 168–181, Mar. 2022, doi: 10.20473/vol9iss20222pp168-181.

I. Hediyanto, "Analisis Terhadap Konten YouTube sebagai Jaminan Utang di Bank." Mataram: Universitas Mataram, 2023.

W. R. Fitriani, A. B. Mulyono, A. N. Hidayanto, and Q. Munajat, "Reviewer’s Communication Style in YouTube Product-Review Videos: Does It Affect Channel Loyalty?," Heliyon, vol. 6, no. 9, p. e04880, Sep. 2020, doi: 10.1016/j.heliyon.2020.e04880.

A. F. Sumadi, "Hukum Acara Mahkamah Konstitusi dalam Teori dan Praktik," J. Konstitusi, vol. 8, no. 6, p. 849, May 2016, doi: 10.31078/jk861.

A. N. Firdaus, "Tinjauan Hukum Islam dan Hukum Positif pada Praktik Jual Beli dengan Sistem Real Money Trading di Game Mobile Legends." Jember: UIN Kiai Haji Achmad Siddiq, 2022.

A. Suwandono, "Konten YouTube sebagai Jaminan Bagi Pelaku Ekonomi Kreatif dalam Perspektif Hukum Jaminan," Unes Law Rev., vol. 5, no. 4, 2023, doi: https://doi.org/10.31933/unesrev.v5i4.588.

Tukino, "Peran Strategis Perguruan Tinggi dalam Meningkatkan Kualitas Kualitas Sumber Daya Manusia melalui Inovasi Penelitian dan Pengabdian kepada Masyarakat." Batam: UPB Press, 2023.

A. Wibowo et al., "Pengetahuan Dasar Antikorupsi dan Integritas." Bandung: CV. Media Sains Indonesia, 2022.

S. Dewi Rosadi and G. Gumelar Pratama, "Urgensi Perlindungan Data Privasi dalam Era Ekonomi Digital di Indonesia," Verit. Justitia, vol. 4, no. 1, pp. 88–110, Jun. 2018, doi: 10.25123/vej.2916.

D. K. Mulligan, C. Koopman, and N. Doty, "Privacy Is an Essentially Contested Concept: A Multi-Dimensional Analytic for Mapping Privacy," Philos. Trans. R. Soc. A Math. Phys. Eng. Sci., vol. 374, no. 2083, p. 20160118, Dec. 2016, doi: 10.1098/rsta.2016.0118.

P. Angeliani, "Tinjauan Yuridis terhadap Identifikasi Channel YouTube sebagai Objek Jaminan Fidusia." Bandar Lampung: Universitas Lampung, 2023.

M. O. C. Wiguna, "Pemikiran Hukum Progresif untuk Perlindungan Hukum dan Kesejahteraan Masyarakat Hukum Adat," J. Konstitusi, vol. 18, no. 1, pp. 112–137, May 2021, doi: 10.31078/jk1816.

Komisi Yudisial RI, "Potret Penegakan Etika dan Hukum di Masa Pandemi," 2022.

V. Purwita Lana, Switcha Differentia Ariapramuda, Irene Maria Angela, Azalia Rahma Utami, and Valencia Gustin, "Urgensi Kelengkapan Teknis dalam Regulasi Penggunaan Konten YouTube sebagai Jaminan," Padjadjaran Law Rev., vol. 10, no. 2, Dec. 2022, doi: 10.56895/plr.v10i2.1035.

M. F. Nur Arbaien and E. Nurhasanah, "Analisis Program Monetisasi Youtube Menurut Hukum Ekonomi Syariah," Al-Muamalat J. Ekon. Syariah, vol. 10, no. 1, pp. 51–64, Feb. 2023, doi: 10.15575/am.v10i1.21242.

M. E. Safira, "Aspek Hukum dalam Ekonomi (Bisnis)." Ponorogo: CV. Nata Karya, 2017.

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Downloads

Download data is not yet available.

Metrics

Metrics Loading ...