Rafisar, Ahdaniati, and Detak Prapanca. “Boosting MSME Growth in Indonesia Through E-Payment Adoption”. Indonesian Journal of Innovation Studies 25, no. 2 (April 3, 2024): 10.21070/ijins.v25i2.1147. Accessed November 21, 2024. https://ijins.umsida.ac.id/index.php/ijins/article/view/1147.