Bagenda, Christina, and Cicilia Hellena Carbonilla. “The Urgency of Using YouTube Channels As Loan Collateral: Orientation and Limitations from a Progressive Legal Perspective: Urgensi Penggunaan Channel YouTube Sebagai Jaminan Utang: Orientasi Dan Limitasi Dalam Persepektif Hukum Progresif”. Indonesian Journal of Innovation Studies 24 (November 6, 2023): 10.21070/ijins.v25i.976. Accessed May 22, 2025. https://ijins.umsida.ac.id/index.php/ijins/article/view/976.