Dewi, Ajeng Listyo, and Wisnu Panggah Setiyono. “The Effect of Financial Literacy, Financial Inclusion, Fintech Crowdfunding on MSME Performance in Sidoarjo Regency: Pengaruh Literasi Keuangan, Inklusi Keuangan, Fintech Crowdfunding Terhadap Kinerja UMKM Di Kabupaten Sidoarjo”. Indonesian Journal of Innovation Studies 20 (October 4, 2022): 10.21070/ijins.v20i.727. Accessed April 8, 2025. https://ijins.umsida.ac.id/index.php/ijins/article/view/727.