Zannah, Harum Umi Nur, and Wisnu Panggah Setiyono. “The Effect of Financial Inclusion, Financial Planning, and Saving Interests on the Performance of MSME Actors in Sidoarjo Regency: Pengaruh Inklusi Keuangan, Perencanaan Keuangan, Dan Minat Nabung Terhadap Kinerja Pelaku UMKM Di Kabupaten Sidoarjo”. Indonesian Journal of Innovation Studies 20 (October 4, 2022): 10.21070/ijins.v20i.719. Accessed April 10, 2025. https://ijins.umsida.ac.id/index.php/ijins/article/view/719.