Listiyani, Rifdianti, and Detak Prapanca. 2022. “The Effect of Financial Literacy, Financial Attitude and Personality on Financial Management Behavior: Pengaruh Literasi Keuangan, Sikap Keuangan Dan Kepribadian Terhadap Perilaku Manajemen Keuangan”. Indonesian Journal of Innovation Studies 20 (October):10.21070/ijins.v20i.699. https://doi.org/10.21070/ijins.v20i.699.