BAGENDA, C.; CARBONILLA, C. H. . The Urgency of Using YouTube Channels as Loan Collateral: Orientation and Limitations from a Progressive Legal Perspective: Urgensi Penggunaan Channel YouTube Sebagai Jaminan Utang: Orientasi dan Limitasi dalam Persepektif Hukum Progresif. Indonesian Journal of Innovation Studies, [S. l.], v. 24, p. 10.21070/ijins.v25i.976, 2023. DOI: 10.21070/ijins.v25i.976. Disponível em: https://ijins.umsida.ac.id/index.php/ijins/article/view/976. Acesso em: 17 jun. 2025.