RAFISAR, A.; PRAPANCA, D. . Boosting MSME Growth in Indonesia Through E-Payment Adoption: Mendorong Pertumbuhan UMKM di Indonesia Melalui Adopsi Pembayaran Elektronik. Indonesian Journal of Innovation Studies, [S. l.], v. 25, n. 2, p. 10.21070/ijins.v25i2.1147, 2024. DOI: 10.21070/ijins.v25i2.1147. Disponível em: https://ijins.umsida.ac.id/index.php/ijins/article/view/1147. Acesso em: 9 apr. 2025.