HANIIFAH , K.; JHOANSYAH, D.; DANIAL, R. D. M. Financial Management Drives Report Quality Amid Low Literacy and Fintech Use: Manajemen Keuangan Mendorong Kualitas Laporan di Tengah Rendahnya Literasi dan Penggunaan Fintech. Indonesian Journal of Innovation Studies, [S. l.], v. 26, n. 3, p. 10.21070/ijins.v26i3.1543, 2025. Disponível em: https://ijins.umsida.ac.id/index.php/ijins/article/view/1543. Acesso em: 5 dec. 2025.